AL-MURÂBAHAH LI AL-ÂMIR BI AL-SYIRÂ: STUDI PEMIKIRAN YÛSUF ALQARADHÂWÎ DAN RELEVANSINYA DENGAN FATWA DSN-MUI
DOI:
https://doi.org/10.20414/ijhi.v20i2.387Keywords:
bai’ al-murâbahah li al-âmir bi al-syirâ, Yûsuf al-Qaradhâwî, Fatwa, Dewan Syariah Nasional, Bank SyariahAbstract
Terjadi iktilâf (perbedaan pendapat) di kalangan para ahli fikih kontemporer terkait keabsahan akad jual-beli murâbahah li al-Âmir bi al-syirâ’ sebagai sebuah produk yang dipraktikkan oleh lembaga keuangan syariah khususnya Bank Syariah di Indonesia. Salah satu ulama kontemporer yang membolehkan akad akad jual-beli murâbahah li al-Âmir bi al-syirâ’ adalah Yûsuf al-Qaradhâwî. Munculnya gagasan serta pandangan al-Qaradhâwî dilatarbelakangi adanya perbedaan pendapat para ulama terkait kebasahan akad tersebut. Menurut pandangan al-Qaradhâwî, hukum asal dari setiap transaksi termasuk jual-beli adalah boleh. Dalam menentukan status hukum terkait murâbahah li al-Âmir bi al-syirâ’, al-Qaradhâwî melakukan beberapa sanggahan terhadap pandangan kelompok yang melarang akad tersebut. Kesimpulan menunjukan bahwa keabsahan akad bai’ al-murâbahah li al-âmir bi al-syirâ dalam pandangan al-Qaradhâwî didasarkan pada al-Quran, hadis, kaidah fikih, qaul ulama serta metode ijtihad kontemporer. Terdapat relevansi antara pandangan al-Qaradhâwî dengan fatwa DSN-MUI terkait akad bai’ al-murâbahah li al-âmir bi al-syirâ baik dari aspek status hukum, landasan metodologi dan pelaksanaan operasional.
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FINANCIAL INSTITUTIONS IN INDONESIA.” Journal of Economicate Studies
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Mardhi Masyuh al-‘Inzi. Fiqh Al-Handasah Al-Mâliyyah Al-Islâmiyyah: Dirâsah
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Lembaga Keuangan Syariah Di Indonesia.” Al-Iqtishad: Journal of Islamic
Economics 3, no. 1 (2016).
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of Genuine Economic Need or Circumvention of Riba?” Qualitative Research in
Financial Markets 9, no. 4 (2017): 383.
Essia Ries Ahmed, dkk. “Shubuhat on Matter of Bai’alinah and Tawarruq.” International
Journal of Business and Technopreneurship 2, no. 1 (2012): 91.
Fathullah Asni. “Management of Fatwa Standardisation on the Practice of Bay’ ‘Inah
Contract in Malaysia: An Analysis According to Usul Al-Fiqh and Mura’Aht Al-
Khilaf Method.” Qualitative Research in Financial Markets 13, no. 1 (2021): 123.
Hamli Syaifullah. “TA’WIDH DAN TA’ZIR PERSPEKTIF MUFASSIR KLASIK DAN
IMPLEMENTASINYA DI BANK SYARIAH.” MALIA: Journal of Islamic Banking
and Finance 5, no. 1 (2021): 37.
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ITS IMPLEMENTATION IN CONCEPT OF FINANCING AT SHARIA
FINANCIAL INSTITUTIONS IN INDONESIA.” Journal of Economicate Studies
1, no. 1 (2017): 2.
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Luth, Thohir. “THE CONTRACT OF MURABAHAH BIL WAKALAH ON THE
SAVING-LOAN COOPERATIVE AND SYARIAH FINANCING ( KSPPS )
REVIEWED FROM JUSTICE AND” 64 (2017): 85–93.
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