AL-MURÂBAHAH LI AL-ÂMIR BI AL-SYIRÂ: STUDI PEMIKIRAN YÛSUF ALQARADHÂWÎ DAN RELEVANSINYA DENGAN FATWA DSN-MUI

  • Panji Adam Agus Putra Universitas Islam Bandung
  • Neni Sri Imaniyati Program Doktor Ilmu Hukum Universitas Islam Bandung
  • Neneng Nurhasanah Magister Ekonomi Syariah Universitas Islam Bandung

Abstract

Terjadi iktilâf (perbedaan pendapat) di kalangan para ahli fikih kontemporer terkait keabsahan akad jual-beli murâbahah li al-Âmir bi al-syirâ’ sebagai sebuah produk yang dipraktikkan oleh lembaga keuangan syariah khususnya Bank Syariah di Indonesia. Salah satu ulama kontemporer yang membolehkan akad akad jual-beli murâbahah li al-Âmir bi al-syirâ’ adalah Yûsuf al-Qaradhâwî. Munculnya gagasan serta pandangan al-Qaradhâwî dilatarbelakangi adanya perbedaan pendapat para ulama terkait kebasahan akad tersebut. Menurut pandangan al-Qaradhâwî, hukum asal dari setiap transaksi termasuk jual-beli adalah boleh. Dalam menentukan status hukum terkait murâbahah li al-Âmir bi al-syirâ’, al-Qaradhâwî melakukan beberapa sanggahan terhadap pandangan kelompok yang melarang akad tersebut. Kesimpulan menunjukan bahwa keabsahan akad bai’ al-murâbahah li al-âmir bi al-syirâ dalam pandangan al-Qaradhâwî didasarkan pada al-Quran, hadis, kaidah fikih, qaul ulama serta metode ijtihad kontemporer. Terdapat relevansi antara pandangan al-Qaradhâwî dengan fatwa DSN-MUI terkait akad bai’ al-murâbahah li al-âmir bi al-syirâ baik dari aspek status hukum, landasan metodologi dan pelaksanaan operasional.

Author Biographies

Panji Adam Agus Putra, Universitas Islam Bandung

Universitas Islam Bandung

Neni Sri Imaniyati, Program Doktor Ilmu Hukum Universitas Islam Bandung

Program Doktor Ilmu Hukum Universitas Islam Bandung

Neneng Nurhasanah, Magister Ekonomi Syariah Universitas Islam Bandung

Magister Ekonomi Syariah Universitas Islam
Bandung

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Published
2022-01-19