Saputra Y, Isman I, Salsabila A. THE EFFECTIVENESS OF POJK 23/2022 AND IMPLICATIONS FOR MSME FINANCING INCLUSION (EVIDENCE FROM BPRS BTB BOGOR, WEST JAVA). ijhi [Internet]. 2025 Nov. 15 [cited 2025 Dec. 3];24(2):301-19. Available from: https://istinbath.or.id/index.php/ijhi/article/view/1042