SAPUTRA, Yusup; ISMAN, Isman; SALSABILA, Azka. THE EFFECTIVENESS OF POJK 23/2022 AND IMPLICATIONS FOR MSME FINANCING INCLUSION (EVIDENCE FROM BPRS BTB BOGOR, WEST JAVA). istinbath, [S. l.], v. 24, n. 2, p. 301–319, 2025. DOI: 10.20414/ijhi.v24i2.1042. Disponível em: https://istinbath.or.id/index.php/ijhi/article/view/1042. Acesso em: 3 dec. 2025.